Posts Tagged ‘Right’

Is a Student Loan Consolidation Right for You?

Every person who has ever done a search on the internet for student loan debt consolidation has found that there are unbelievable numbers of websites that claims that their company is the one that can help you consolidate your debt into one low monthly payment. But no matter how many times you read that line on website after website, you don’t feel the trust that you need to continue. This is because these companies often avoid explaining themselves to you, and you need to understand exactly what it is that is going on to avoid the scams that are undoubtedly out there as well.

Now let us set a picture to help you understand. You are a student who is about to graduate. You have tons of credit card bills, student loans, and medical bills. Though you are able to make the minimum payments on most of your monthly bills, you are starting to fall behind on other. This then give you late fees to pay along with everything else, unless you are lucky, and now you have decided to look towards student loan consolidation, as well as other debt consolidation plans.

The College Solution: A Guide for Everyone Looking for the Right School at the Right Price


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“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, t… More >>

The Guerrilla Guide to Mastering Student Loan Debt: Everything You Should Know About Negotiating the Right Loan for You, Paying it Off, Protecting Your Financial Future


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Skyrocketing tuitions have become a national concern. The average four-year college degree now costs more than $35,000, and that sum is growing at a phenomenal rate, forcing unprecedented numbers of college students into… More >>

Best Practices: Time Management: Set Priorities to Get the Right Things Done


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There are only twenty-four hours in a day, but you can make them count. Time Management, a comprehensive and essential resource for any manager on the run, shows you how. Learn to: / Set and prioritize goals, objective… More >>

Careers In Psychology – Which One Is Right For Me

When we are children we tend to dream about what we will do as adults. The many careers that we select are ones like police officers, school teachers, doctors, astronauts, cowboys and movie stars. We tend to aspire to be what we see. While these tend to be childhood dreams that some of us follow, others will go into totally different directions. I am sure that very few of you ever dreamed of having a calling in psychology. Most of us as children probably never really understood what a psychologist does.


This is a career that performs a priceless service to the world. One that many may never really understand how much this career helps our society. Now, before we go any further you should realize that we are talking about psychology and not psychiatrics. Psychological science is studying the way that people think, behave and feel. This study of human demeanor and nature is conducted in groups, communities, or solo (one on one). Each form of practice has it’s purpose and could be assigned as the doctor understands what works best for the patient. Some might find themselves in several forms of therapy.


Psychiatrics on the other hand deals with the emotional aspects of a mentally broken person. The help that is granted by these professionals can give a stable platform for many of these people to begin their lives. Often times a prescription for drugs, such as anti-depressants, anti-anxiety and anti-psychotics are prescribed. While this sounds very similar to psychology there are profound differences. The most obvious difference is that in psychology there rarely is the prescription of drugs.

Is Accredited Online Education Right For You?

If you have decided that the only way for you to return to school is to do it online there are things you need to look into before you commit to any learning institution. First you must be certain that the university you are looking at is offering accredited online education. How many people understand what that means? Unfortunately, not enough students know how important it is to prevent some schools from scamming their online students. If you are following your education dreams then you need to understand how important accreditation is. To be an accredited online education course it must meet certain standards that are put into place to guarantee that the courses meet the educational requirements. Meeting the standards guarantees the student who is learning online that they will get the same education they would if they were attending day classes through a traditional program.

One vital consideration is that if it is a proper accredited online education program it entitles the students to the same rights and benefits as students in day classes. That includes financial aid, scholarships, tutoring, counseling or anything else in a long list of student services. Taking the courses though an accredited online education facility is necessary to allow the possibility of the student being entitled to get into government programs that can help with the costs of getting an education. Only accredited online educations programs will be able to access this assistance.

All Scholarship Applications are Alike, Right?

Evaluating thousands of scholarship applications has definitely left an impression on me. I still remember some of them, because the students who submitted them managed to get into my head in a personal way. Many books and articles will tell you that “personalization” is good, but they don’t tell you how to accomplish that. I saw a photo attached to an app showing the senior student shaking hands with the President of the United States. Another enclosed an audio ! tape that revealed his talent to play the fiddle in a country band. A girl had her photograph taken with a well-known professional golfer after she had won a state tournament. A boy included a picture of his debating trophies. Another had won a two day fishing tournament and held the trophy in a picture to prove it. Another had built his own computer. Still, another had patented her own invention, a device for counting inventory units. In each case the items were part of the requirements of the scholarship award, not just thrown in for effect. These are super examples of “personalizing” a scholarship application, but it doesn’t have to be that noticeable.


There were also attempts at personalization not well received, a picture of a girl in a very tiny bikini. The word thong comes to mind. Another included prize ribbons with a request to return them when the judging was over. We had to send them back at our own expense! Another application had an algebra homework assignment inside, oops. We sent that back, too. Her siblings were probably blamed for its disappearance. One application had a Santa Claus hat inside. It came from Alaska. I’m still trying to figure that one out.

Save Thousands of Dollars by Choosing the Right College

What you need to know about financial aid BEFORE choosing a college.

With the high cost of a college education, no one wants to pay more than they must. Yet thousands of families pay too much for college every year because they don’t understand the basics of financial aid and don’t know the right questions to ask. So let’s learn what questions to ask.

Basics Part I

There are three types of financial aid for college: grants or scholarships, loans and work-study.

Grants and scholarships are free money that you do not need to pay back.

Most grants and scholarships come from the federal and state government or from the individual college.

Loans need to be paid back after college.

There are many loan programs available from the federal and state government. Most of these loans have fairly low interest rates. There are also private loans available although these generally have a higher interest rate.

Work-study is a job offered on the campus of the college.

Basics Part II

Need based aid vs Merit based aid

Need based aid is given by all colleges to students who have need. Anyone who can’t pay the full cost of the college has need.